Do these calculators store my financial details?

No. Everything runs in your browser and nothing is sent to a server or saved. Close the tab and the numbers are gone.

Which interest rate should I enter?

Use the rate the lender quotes as the annual reducing-balance rate, which is what EMI is based on. Flat rates advertised by some lenders look lower but cost more — a 10% flat rate is roughly 18% reducing.

Are the investment returns guaranteed?

No. Any return you type is an assumption. Equity returns vary year to year, so run the numbers at a lower rate as well and plan with that one.

13 free tools

Financial Calculators

Work out EMI, SIP growth, income tax and investment returns with the formula shown on every page. Free, no sign-up, and nothing you type is stored.

NewROI CalculatorROI CalculatorOpen NewMortgage CalculatorMortgage CalculatorOpen NewSIP CalculatorSIP CalculatorOpen NewSWP CalculatorSWP CalculatorOpen NewSimple Interest CalculatorSimple Interest CauclatorOpen NewCompound Interest CalculatorCompound Interest CalculatorOpen NewLoan EMI CalculatorLoan EMI CalculatorOpen NewCar Loan EMI CalculatorCar Loan EMI CalculatorOpen NewHome Loan EMI CalculatorHome Loan EMI CalculatorOpen NewCurrency CalculatorConvert currencies with up-to-date exchange rates.Open NewTax CalculatorCalculate your taxes with ease.Open NewLoan CalculatorCompute loan payments based on principal, rate, and time.Open NewSavings PlannerPlan your savings effectively.Open

In short

Free calculators for loans (EMI, mortgage), investing (SIP, SWP, compound interest, ROI), savings, income tax and currency conversion, using standard formulas.

Overview

Money questions come down to three things: what a loan costs, what savings grow into, and what the tax office takes. These calculators answer all three with the formula shown, so you can check the arithmetic rather than trust a black box.

Which one do you need?

Borrowing — EMI, total interest and a month-by-month schedule for any loan
Buying a home — monthly payment with taxes and insurance, and what extra payments save
Investing monthly — what a monthly investment grows into at a given return
Living off a pot — how long savings last at a fixed monthly withdrawal
Tax planning — income tax under the new and old regimes, FY 2025-26
Comparing returns — total and annualised return, so different holding periods compare fairly

All 14 tools in this section are free, work on a phone, and keep what you type on your own device. Nothing is stored and there is no sign-up.

Financial Calculators: frequently asked questions

Do these calculators store my financial details?: No. Everything runs in your browser and nothing is sent to a server or saved. Close the tab and the numbers are gone.
Which interest rate should I enter?: Use the rate the lender quotes as the annual reducing-balance rate, which is what EMI is based on. Flat rates advertised by some lenders look lower but cost more — a 10% flat rate is roughly 18% reducing.
Are the investment returns guaranteed?: No. Any return you type is an assumption. Equity returns vary year to year, so run the numbers at a lower rate as well and plan with that one.